We understand that life can be hard at times. We can ease it financially by giving you an EMI break when you most need it:
The essential benefit of home loan balance transfer to Godrej housing Finance, is suitable rate of interest suited just for you. You get the added benefit of getting a higher eligibility, along with a Top – Up loan, to take care of your extra needs. Thus making your overall monthly instalments at ease.
You can apply for a Home Loan Balance Transfer from our Godrej Housing Finance website. Our representative will get in touch with you, It usually takes 5-10 days to process basis the information you provide like personal details, financial data, employment details, and existing property information to view your loan offer.
There is no maximum amount that you can transfer. If you are eligible, your entire home loan outstanding balance gets transferred to Godrej Housing Finance.
Yes. The repayment tenor can be extended up to a maximum period of 20 years for Self-employed and 30 years for Salaried customers respectively basis your eligibility and age.
No. There is no mandatory requirement for a guarantor.
A Home Loan Balance Transfer does not lower your credit score.
Top Up Loans can tend to personal and professional needs like home furnishing, marriage, child's tuition business expansion, etc.
Customers opting for Balance Transfer of their Home loan can additionally avail a top up loan from Godrej Housing Finance subject to meeting the qualifying criteria.
You can avail a top up loan for a maximum term of 15 years
As a top-up loan is a primarily a new loan, standard processing fees apply to it as well.