Please wait…
Godrej Housing Finance logo
Plot Loans
A plot to live your dreams and a loan to make it all come true.
Loan to Value of Up to 80%
Low Interest Rates from 6.99%
Speedy Sanctions and Disbursal
Avail EMI Break
Quick Links
Our Plot Loans
Designed for what is important to YOU
  • Key
    Benefits
  • EMI
    Break
  • 1Low EMI Payments with reduced interest rates starting from 6.99%
  • 2Get Speedy Sanctions and quick disbursals with minimum documentation
  • 3Avail EMI Break in the 1st 3 years of your loan
  • 4Loan to Value of Up to 80%
  • *T&C Apply

We understand that life can be hard at times. We can ease it financially by giving you an EMI break when you most need it:

  • 1 Avail breaks for 3 predefined EMI’s/ PEMI’s in the first 3 years of the loan. Yes!, you pay 11 out of 12 months in the 1st 3 years of the loan.
  • 2 Salaried customers can avail an EMI Break in March (tax season), Self Employed customers in September (festival season) and Practicing Professionals in June (holiday season)
  • *T&C Apply
Low Interest Rates
RESIDENT
Salaried

6.99%

To

7.74%

Per Annum
NON-RESIDENT INDIAN
Salaried

6.99%

To

7.74%

Per Annum
BUSINESS
Self
Employed

7.14%

To

7.89%

Per Annum
PRACTICING PROFESSIONALS
Self
Employed

7.14%

To

7.89%

Per Annum
*T&C Apply
Calculate EMI and Loan Amount
Your Monthly EMI

Principal Amount
Interest Amount
Total Amount Payable
Interest + Principal
500000
5L1Cr
1 Yr
1 Yr30 Yrs
6 %
6%15%
*T&C Apply
Your Home Loan Eligibility

Looking for more funding/ need help?
40000
40K1Cr
0
01Cr
1 Yr
1 Yr30 Yrs
6 %
6%15%
*T&C Apply
Own your
dreams.
Apply Now

We will send a verification code on the entered number

+91 1234567889

Haven’t received the code? RESEND code

Mobile number has been verified. Please select time and date.

Your mobile number was verified successfully!

One of our agents will soon get in touch with you.

Documents 
Just what is needed.
Nothing more.
  • KYC Documents

    Documents for proof of identity and address
    • Pan Card or Form 60 is a mandatory requirement for the loan application processing
    • For Proof of Identity and Address, any one of the below documents is acceptable
    • Proof of possession of Aadhaar number
    • Valid Passport
    • Valid Driving License
    • Voter’s Identity Card
    • For complete list of documents, please click here
  • Income Documents

    Financial documents declaring your income
    • For Income Documents, we accept
    • Latest 1 month salary slip, or a Salary Certificate authorized by the signatory of the company on the letter head
    • Proof of employment for 2 years (Form 16 or Joining date on salary slip or employer letter or appointment letter etc.)
    • Last 6 months statement of bank account where salary is credited
    • Proof of bonus of last 2 years or Variable incentive for last 6 months – Bank statement reflecting the credits and salary slip letter reflecting bonus or variable incentive
    • Bank statement reflecting EMI clearance of Last 6 EMIs OR Statement of account
    • Sanction letter to evidence Collateral address
    • Customer declaration for - Loan outstanding & List of documents submitted.
  • Property Documents

    Property related documents
    • Under construction Home Loans – Approved Projects
    • Allotment Letter or Stamped Agreement for Sale
    • Payment Receipts or bank account statement showing all payments made to the Builder
    • Resale Home Loans
    • Current Registered or Draft Agreement for Sale (only for Maharashtra) or Allotment Letter or Stamped Agreement for Sale
    • Prior Chain Link title documents
    • Occupancy Certificate (in case property is ready) or Approved Plan copy (Xerox Blueprint)
    • Share Certificate (only for Maharashtra), Maintenance Bill, Property Tax Receipt
    • Payment Receipts or bank account statement showing all the payments made to Seller
  • KYC Documents

    Documents for proof of identity and address
    • Pan Card or Form 60 is a mandatory requirement for the loan application processing
    • For Proof of Identity and Address, any one of the below documents is acceptable
    • Proof of possession of Aadhaar number
    • Valid Passport
    • Valid Driving License
    • Voter’s Identity Card
    • For complete list of documents for Individual and Non-Individual (Sole Proprietary Firm or Partnership or Company), please click here.
  • Income Documents

    Financial documents declaring your income
    • For Income Documents, we accept
    • ITR and Financial statements including P&L, Balance Sheet, COI & Schedules - 2 Years - certified by a Chartered Accountant
    • Bank Statements for last 12 months
    • Business Continuity Proof for 5 years
    • Tax Audit Report, if applicable
    • Bank statement reflecting EMI clearance of Last 6 EMIs OR Statement of account
    • Sanction letter to evidence Collateral address
    • Customer declaration for - Loan outstanding & List of documents submitted.
  • Property Documents

    Property related documents
    • Under construction Home Loans – Approved Projects
    • Allotment Letter or Stamped Agreement for Sale
    • Payment Receipts or bank account statement showing all payments made to the Builder
    • Resale Home Loans
    • Current Registered or Draft Agreement for Sale (only for Maharashtra) or Allotment Letter or Stamped Agreement for Sale
    • Prior Chain Link title documents
    • Occupancy Certificate (in case property is ready) or Approved Plan copy (Xerox Blueprint)
    • Share Certificate (only for Maharashtra), Maintenance Bill, Property Tax Receipt
    • Payment Receipts or bank account statement showing all the payments made to Seller
  • KYC Documents

    Documents for proof of identity and address
    • Pan Card or Form 60 is a mandatory requirement for the loan application processing
    • For Proof of Identity, any one of the below documents is acceptable
    • Proof of possession of Aadhaar number
    • Valid Passport
    • Valid Driving License
    • Voter’s Identity Card
    • For complete list of documents, please click here.
  • Income Documents

    Financial documents declaring your income
    • For Income Documents, we accept
    • ITR and Financial statements including P&L, Balance Sheet, COI & Schedules - 2 Years - certified by a Chartered Accountant
    • Practice Continuity Proof for 5 years
    • GST challans for last 1 or 2 or 3 quarter since filing of last returns
    • Tax Audit Report, if applicable
    • Bank statement showing Rental credits & Registered Rent Agreement, if applicable
    • Bank statement reflecting EMI clearance of Last 6 EMIs OR Statement of account
    • Sanction letter to evidence Collateral address
    • Customer declaration for - Loan outstanding & List of documents submitted.
  • Property Documents

    Property related documents
    • Under construction Home Loans – Approved Projects
    • Allotment Letter or Stamped Agreement for Sale
    • Payment Receipts or bank account statement showing all payments made to the Builder
    • Resale Home Loans
    • Current Registered or Draft Agreement for Sale (only for Maharashtra) or Allotment Letter or Stamped Agreement for Sale
    • Prior Chain Link title documents
    • Occupancy Certificate (in case property is ready) or Approved Plan copy (Xerox Blueprint)
    • Share Certificate (only for Maharashtra), Maintenance Bill, Property Tax Receipt
    • Payment Receipts or bank account statement showing all the payments made to Seller
  • KYC Documents

    Documents for proof of identity and address
    • Pan Card or Form 60 is a mandatory requirement for the loan application processing
    • For Proof of Identity and Address, any one of the below documents is acceptable
    • In case of Indian Passport Holder- Certified copy of Valid Indian Passport along with copy of valid visa copy or work or residence permit copy.
    • In case of Foreign Passport holder, copy of valid Foreign Passport along with OCI (Overseas Citizen if India) card or PIO (Person of Indian Origin) card.
    • For complete list of documents, please click here.
  • Income Documents

    Financial documents declaring your income
    • For Income Documents, we accept
    • Latest 3-month salary slip, or a Salary Certificate authorized by the signatory of the company on the letter head
    • Proof of employment for 5 years (Tax returns or Employment contract or Joining date on salary slip or employer letter or appointment letter etc.)
    • Last 6 months statement of bank account where salary is credited and last 6 months NRE or NRO bank statement.
    • Latest valid Contract Copy and / or appointment letter
    • Complete Continuous Discharge Certificate (CDC) for employees working on Ships
    • Overseas Credit Bureau report not older than 30 days
  • Property Documents

    Property related documents
    • For Under construction Home Loans – Approved Projects
    • Allotment Letter or Stamped Agreement for Sale
    • Payment Receipts or bank account statement showing all payments made to the Builder
    • For Resale Home Loans
    • Current Registered or Draft Agreement for Sale (only for Maharashtra) or Allotment Letter or Stamped Agreement for Sale
    • Prior Chain Link title documents
    • Occupancy Certificate (in case property is ready) or Approved Plan copy (Xerox Blueprint)
    • Share Certificate (only for Maharashtra), Maintenance Bill, Property Tax Receipt
    • Payment Receipts or bank account statement showing all the payments made to Seller