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customercare@godrejhf.com
022-68815555
Fax : 022 - 25195128Godrej One, Pirojshanagar, Eastern Express Highway, Vikhroli (E), Mumbai, Maharashtra, 400079
Monday - Friday: 9:30 AM to 6:00 PM
Unit No - 1021, 2nd Floor, Building Number -10, Solitaire Corporate Park, Chakala, Andheri Kurla Road, Andheri East, Mumbai, Maharashtra - 400093
Contact Number: 022-49399555
Monday - Friday: 10:00 AM to 5:00 PM
3rd Floor, Godrej One, Pirojshanagar, Vikhroli East, Mumbai, Maharashtra - 400079
Contact Number: 022-49399555
Monday - Friday: 10:00 AM to 5:00 PM
Sky Vista, Mhada Colony, Viman Nagar, Pune, Maharashtra- 411014
Contact Number: 020-71530055
Monday - Friday: 10:00 AM to 5:00 PM
Gulmohar Plaza, 3rd Floor, ITI Road, Aundh, Pune, Maharashtra - 411007
Contact Number: 020-71530055
Monday - Friday: 10:00 AM to 5:00 PM
Unit No. 006, Gr Floor, Barton Centre, MG Road, Haridevpur, Shanthala Nagar, Shivaji Nagar, Bengaluru, Karnataka- 560001
Contact Number: 080-47171555
Monday - Friday: 10:00 AM to 5:00 PM
G V Towers, First Floor, No. 68 - 72, Kodigehalli Main Road, Sahakarnagar, Bengaluru, Karnataka - 560 092
Contact Number: 080-47171555
Monday - Friday: 10:00 AM to 5:00 PM
S17, 2nd Floor, Uphaar Cinema Shopping Complex, Green Park Extension, New Delhi - 110016
Contact Number: 011-41236555
Monday - Friday: 10:00 AM to 5:00 PM
Unit 208 & 208 A, 2nd Floor, ABW Tower, IFFCO Chowk, Sector 25, Gurugram, Haryana -122022
Contact Number: 011-41236555
Monday - Friday: 10:00 AM to 5:00 PM
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Get Statements and Certificates
The Statement of Account provides the details of your loan account and the transactions done on the loan account for the said period. This includes all EMI transactions, pre-payments and charges, if any.
For more details of your loan account, you can login to the Customer Portal by clicking here. We are also available on 022-68815555 from Monday to Sunday (9 am to 6 pm).
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The Interest Certificate is a legal document issued by Godrej Housing Finance which is the summary of the interest and the principal amount repaid by you towards your Home Loan for the given financial year and serves as a proof of home loan repayment. The same is available at the end of the financial year.
For more details of your loan account, you can login to the Customer Portal by clicking here. We are also available on 022-68815555 from Monday to Sunday (9 am to 6 pm).
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The Provisional Interest Certificate is a legal document issued by Godrej Housing Finance which is the summary of the estimated interest and the principal amount to be repaid by you towards your Home Loan in the current financial year and serves as a provisional proof of home loan repayment. The same is available anytime during the financial year.
For more details of your loan account, you can login to the Customer Portal by clicking here. We are also available on 022-68815555 from Monday to Sunday (9 am to 6 pm).
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A repayment schedule is a table of detailed loan payments for every period, showing the amount of principal and the interest that comprise each payment until the loan is fully paid off.
For more details of your loan account, you can login to the Customer Portal by clicking here. We are also available on 022-68815555 from Monday to Sunday (9 am to 6 pm).
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A loan account statement details out all the transactions completed in a particular loan account date by date. It also shows the outstanding balance due, the interest rate charged on that outstanding balance and any fees/charges incurred. However, the outstanding balance as reflected in SOA may not be the amount which you have to pay to close the account. To know the foreclosure / pre-closure amount contact +91 22 68815555.
Most Important Terms and Conditions details out the Loan details, repayment schedule, schedule of charges and any other relevant details of a loan account which a borrower must know. It is available on both website as well as on customer portal.
A repayment schedule is a table of detailed loan payments for every period, showing the amount of principal and the interest that comprise each payment until the loan is fully paid off.
An Interest Certificate is a document issued by the lender which details out the bifurcation of the Principal and Interest Amount paid towards a home loan account in a particular financial year.
The NOC, or No Objection Certificate, is a document that states that you have paid all the EMIs and cleared all other outstanding loan dues and is issued by the company post the closure of the loan account. Please note that till the time NOC is not issued you may have liability towards GHF.
Charges incurred if the EMI is not paid by the customer on the due date
For more detail and updated information refer Schedule of Charges.
Interest charges on the late payment of the outstanding dues in case of EMI bounce
For more detail and updated information refer Schedule of Charges.
Charges for changing the repayment instrument or change in the bank account for NACH Mandates
For more detail and updated information refer Schedule of Charges.
Charges paid by customer as per State laws to register Finance Documents.
For more detail and updated information refer Schedule of Charges.
Charges incurred to create a mortgage on the property submitted as collateral through e-filing
For more detail and updated information refer Schedule of Charges.
Charges for registering charge on the property submitted as collateral and for uploading KYC details on CKYC.
For more detail and updated information refer Schedule of Charges.
Charges incurred by the Company for any legal actions against the Borrower/s in case of default.
For more detail and updated information refer Schedule of Charges.
Charges incurred by the Company for any expenses incurred on collection of overdues from the borrower/s
For more detail and updated information refer Schedule of Charges.
Charges incurred by the Company for valuation or any legal reports of the property which helps the company in assessing the property submitted as collateral
For more detail and updated information refer Schedule of Charges.
Foreclosure or prepayment charges are the charges a borrower incurs for partly paying / closing the loan ahead of its full loan term.
For more detail and updated information refer Schedule of Charges.
As per Section 80C of the Income Tax Act, you can avail deductions up to Rs.1.50 lakh on the principal amount repaid annually.
Under Section 24 of the IT Act, taxpayers are also eligible for benefits up to Rs.2 lakh on the interest repaid against a home loan annually.
Under section 80EE, first time home buyers can claim addition deduction of Rs. 50,000 for value of property up to Rs. 50 lakh and loan taken up to Rs. 35 lakh.
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